Selecting A Prescription Plan: You Can Do It!

• What you invested last year.

If you invest part of the year in another area, store for a strategy that will cover your requirements in both locations. Tape-record your ideas and concerns in a note pad as you check out through strategy literature.

Think about a strategy with low premiums and high co-payments if your drug usage is little. You’ll pay about the exact same, however you’ll be safeguarded in case of an abrupt, severe illness.

Cahill states, “The most crucial thing is to enter into a drug strategy now. If you miss out on the May 15, 2006 due date, you will sustain a charge of 1 percent monthly for each month that you postpone.” The next open registration starts November 15, 2006, so you will pay a minimum of 5 percent more for your premium on a monthly basis for the rest of your life.

Cahill states, “This is insurance coverage, like home or cars and truck insurance coverage. Purchase it now, and get assurance.

It’s likely more than one strategy will fit your requirements, so do not end up being consumed with discovering the “ideal” strategy. If your requirements alter, you can change strategies next fall.

And you can alter your mind. After you register for a drug strategy, if you discover one you like much better, you can change anytime before protection starts in January and again in between January and May.

If you invest part of the year in another area, store for a strategy that will cover your requirements in both locations. Tape your ideas and concerns in a note pad as you check out through strategy literature.

Cahill states, “The most crucial thing is to get into a drug strategy now. It’s likely more than one strategy will fit your requirements, so do not end up being consumed with discovering the “ideal” strategy. If your requirements alter, you can change strategies next fall.